Motorhome insurance for UK and Europe. The cheapest motorhome insurance or your money back!
You may wish to consider how you will be using your vehicle as this can have a bearing on the premium you pay. If you will be travelling around Europe then it goes without saying that you will need to check that you have European cover, and very importantly you will need to check how many consecutive days of cover are included in the policy for any given year - no good having cover for 16 days if you will be there for a month. Like lots of other things, this varies from provider to provider with some offering more days cover than others.
Your motorhome insurance policy will cover items being lost or stolen form the vehicle, so check the small print to find out if the policy pays out new for old. This would mean that you would get replacement items at today’s prices and some policies will also replace your motorhome with a brand new one if it was stolen and not recovered or damaged beyond repair. But there are often limitations on the new for old cover so it is essential to ask your insurance company or broker and not leave it in the lap of the Gods.
Of course, there are things you can do to cut down on the cost of motorhome insurance, and by installing devices such as alarms, steering wheel locks, wheel clamps or a tracking device you could keep the cost of the premium down. And/or you could opt for paying a higher than standard policy excess. Nearly all providers will state a minimum amount of excess that you must pay in the event of a claim but you can opt to pay more to gain a reduced premium.